Bull/Bear Infographic

A visual, historical perspective on bull versus bear markets and their respective timeframes. This content is developed from sources believed to be providing accurate information, and provided by Twenty Over Ten. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding […]

How to Choose a Financial Advisor?

How to choose a financial advisor?

The number one retirement concern is running out of money. If the number one issue is running out of money shouldn’t your advisor’s number one focus be to make sure you don’t? All too often I see advisors and their firms focus on average annual returns and asset allocation strategies versus what’s really most important; […]

3 Reasons Why Robots Won’t Replace Financial Advisors


Can computer algorithms replace human financial advisors? Robo-advisors have been heralded as the “future of investing” by their fans, but can computer algorithms really replace human financial advisors? Robo-advisors are less expensive than traditional advisors—but their low, up-front price comes with a loss in quality. Robo-advisors lack an irreplaceable human element, which prevents them from […]

Top 5 Biases that Impact Investment Decisions

Investment Biases

Financial Advisors as Behavioral Coaches As financial advisors, we use facts and logic to guide our clients through investment decisions, rather than emotion. Even the most perceptive investors, armed with years of market experience, can fall prey to mental biases that lead to poor investment decisions. While it’s impossible to completely eliminate mental biases, we […]