Planning
Investing
- Asset allocation recommendations
- Portfolio design and construction
- Continuous portfolio monitoring, rebalancing and maintenance
Coaching
Data drives all of the decisions we make at the firm. The data we look at tells us that investors tend to be their own worst enemies. Much of what we do is designed to help our clients overcome the emotional drive to do the wrong things at the wrong times. Our job is to help clients define their goals, remind them of these goals over time and minimize unforced errors on the way to achieving said goals.
We believe that clients who ultimately benefit the most from our services understand something very important about behavioral finance, proven time and time again: Investors are not hardwired to make rational decisions when confronted with emotional, challenging facts with regard to their investments.
We generate a great deal of value as financial advisors by understanding this. A large part of our jobs is to act as a barrier between investors and their own worst instincts. We help to provide a buffer between both the Buy & Sell button.
We know that over our clients’ lifetimes there will be economic, political, and market events that will create significant emotional hurdles. Our mission is to help them clear these obstacles and stay on track towards the retirement they’ve worked so hard to enjoy. We work well with clients who engage actively with us during the planning process and who share our investment philosophy. We encourage our clients to be involved. After all, it’s their vision we’re pursuing.
Insurance
It’s about protecting your family and your assets. With so many available plans and programs, it can be difficult to determine an appropriate strategy. We can help you evaluate options; from annuities and asset protection, to life, disability and long-term care insurance.
Estate Planning
Many individuals, couples, and families don’t just want to make their assets last for their lifetimes; they want to leave a legacy for their heirs. However, the financial side of estate planning is often overlooked and can have a significant impact on one’s family. We can assist you in articulating your estate planning needs and coordinate the work of other professionals who may be needed, including attorneys and CPAs.
Social Security
As you approach retirement, you may have a number of questions regarding Social Security. How much will my income benefit be? How do I maximize my benefits? When should I begin taking Social Security? We understand the complexities of Social Security and can address your questions.