Retirement income planning is the foundation of a solid retirement strategy. One of the key objectives is to have a consistent and reliable stream of income designed to last throughout retirement. We can help you address critical questions, such as how much income will your retirement savings generate, how to shift from the accumulation phase of your life to the distribution phase and what must be done to make it work. Much of your income may come from multiple retirement plans hosted by current and previous employers. We are well-versed in the intricacies of pensions, profit sharing plans, and 401(k) plans, especially those offered by companies within the telecom, military and civil service industries. Through our proprietary analysis we will construct a portfolio distribution strategy designed to help you coordinate your benefit plans with your other retirement options, including Social Security benefits, in order to generate cash flow and create a steady stream of income. People don’t become financially secure by accident – planning is a combination of art and science. Risk and reward doesn’t cover just investing, it involves real emotion in an ever-changing environment. Financial planning isn’t something you do at retirement; it’s what you do to get there.