Tax Efficient Retirement Income Planning for Individuals and Couples Over Age 50

We design, build, and manage personal retirement income plans
– so you can arrive at that moment feeling confident and prepared –
knowing your money will keep working for you long after you stop.

At Kraus Capital, we understand that your financial well-being is more than just numbers on a balance sheet. It’s about achieving your goals, securing your future, and finding peace of mind.

That’s why we provide comprehensive wealth management services tailored to your unique needs and aspirations.

Why You

We know that you are the hero in this story. It’s your retirement.

We are here to serve as your guide and help you envision all that is possible. We felt the best way to serve you was to empower you with as much information as possible about the role we play, our processes and services all built around supporting you, your family, and your best retirement.

Our Commitment

At the core of our approach is a commitment to building long-lasting relationships with our clients. We believe that understanding your values, priorities, and financial objectives is essential to creating a customized roadmap for your financial success. Whether you’re planning for retirement or preserving your wealth for future generations, we’re here to guide you every step of the way.

Most importantly, I feel that clients and their advisors get along and work as a team. Good financial planning and investment management doesn’t work overnight. It takes time, patience, and trust. I’ve done the best I can at structuring my work and services in a manner that gives clients personal attention and financial management support. I know there is always room for improvement, and I always strive to get better at what I do each day. My uncompromising promise is to take the thousand plus hours of research I do each year and leverage it to benefit those who place their trust with me and my firm.

Comprehensive Wealth Management

Our services are tailored to your unique needs and aspirations. Discover how we can help you achieve your financial goals and safeguard your future.

Retirement Income Planning

Our retirement planning services help you envision your ideal retirement lifestyle and create a comprehensive plan to make it a reality.

Investment Management

Our investment portfolios are carefully designed to help retirement investors reduce risk, improve returns, and create a reliable income stream.

Social Security Optimization

Social Security is a valuable resource that provides a steady stream of income during retirement. However, many individuals are unaware of the various claiming strategies and opportunities available to maximize their benefits.

Tax Planning

Taxes are an inevitable part of life, but with the right approach, you can minimize their impact on your financial well-being.

Insurance Planning

Life is unpredictable, and unforeseen events can have a profound impact on your financial stability. Insurance planning is a proactive approach to safeguarding your assets and ensuring that your family’s financial needs are met in the event of the unexpected.

Estate Planning

Estate planning is about much more than just distributing your assets after you’re gone. It is a strategic process that allows you to control and manage your wealth during your lifetime, plan for potential incapacity, and efficiently transfer your assets to your beneficiaries.

The Kraus Capital Approach

You are unlike anyone else. That’s why we utilize a comprehensive process to ensure we are understanding, prioritizing and acting on what’s most important to you. 

Individuals, Couples and Families

Maximizing benefits, ensuring legacies and protecting loved ones through retirement income and estate planning.

Business Owners

Crafting smooth transitions for the next generation or chosen successors.

Retirees & Pre-retirees

Retirement timing, navigating pension and social security benefits and retirement income planning


Designing estate plans that champion charitable causes close to their hearts.

Everyone In-Between

Because financial planning isn’t just a retirement endeavor. It’s a life journey.

At Kraus Capital, we understand that investors often prioritize the urgent over the important, and our focus is on helping you establish a secure investment strategy for your retirement. If you’re in search of a trusted financial advisor to guide you through the complexities of investment and financial planning, we might be the right fit for you. We’re happy to invest an hour of our time to learn about your financial goals and explore the value we can bring to your life. All initial appointments are conveniently conducted via phone or web conference.

You’re planning for retirement and need expert guidance.

You want to maximize your social security benefits.

You seek independent, objective advice to exhibit ideal investor behavior.

You desire a clear action plan for your retirement timeline.

You prefer personalized financial guidance over online calculators.

You’re uncertain if your investments align with your financial goals.

You’re uncomfortable with your current financial situation and need clarity.

You want an expert’s second opinion on your investments.

You’re considering a switch from your current advisor and seek a client-centric approach.

You’re already retired and want to ensure your strategy is optimized.

You’ve come into sudden wealth and need proper investment management.

Discover our streamlined 3-step process that transforms retirement planning into a manageable journey. From initial consultation to a customized retirement plan, we’ll guide you towards a more confident and predictable retirement. Take control of your future today.


We talk. Either a face to face meeting in our office or something as easy as a 15-minute phone call or zoom.


Choose a program and build a plan. Are you still working, or are you already retired?


Check it off the to-do list – you have a retirement plan in place.


25 Years of Experience

Our Story

Kraus Capital – Guided by Research and Principles

At Kraus Capital, our investment methodology is deeply rooted in the bedrock of academic research, led by some of the brightest minds in the industry. We take immense pride in the portfolios we manage on behalf of our valued clients. Our mission is to construct goal-oriented portfolios with a steadfast commitment to historical context, situational awareness, and a heavy dose of common sense. We place a premium on empirical evidence over fleeting excitement and prioritize durability above all else, ensuring that our strategies stand strong in diverse market environments. – Brian Kraus

Resources & Insights

Expand Your Financial Knowledge with Our Comprehensive Resources

Frequently Asked Questions

Virtual or In-Person

Optimize Your Retirement Strategy… Anywhere.

Although Kraus Capital is headquartered just outside San Antonio, we are proud to serve clients across Texas via virtual meetings as well as our clients all over the United States. Thanks to technology, we’re able to make sure the experience for our out-of-the-area clients is as positive and personal as that of our local clients. We have a wonderful web-based virtual meeting process in place that allows me to work with clients in a very personal manner despite being hundreds or even thousands of miles apart. If you’ve never thought about working with an advisor virtually – I think you’d be pleasantly surprised how easy, efficient, and enjoyable it can be. Working with a financial advisor without having to drive to their office is actually very easy and convenient.

We utilize our website, weekly, monthly and/or quarterly updates, email communications, phone check-ins, social media and blog for announcements and to keep clients informed and up-to date between reviews.

Our local focus around San Antonio extends to areas including the following:

  • Fair Oaks Ranch
  • Boerne
  • Spring Branch
  • New Braunfels
  • Austin
  • Bee Cave
  • Dripping Springs
  • Blanco
  • Horseshoe Bay
  • Georgetown
  • Fredericksburg
  • Wimberley
  • Johnson City
  • Marble Falls
  • San Marcos
  • Canyon Lake
  • Kerrville
  • Comfort

Always a click away via phone call or virtual meeting.

Visit us in person at our San Antonio or Austin office.