Rethink Retirement

Why Kraus?

Kraus Capital Management

Kraus Capital Management is an independent, retirement-specific firm based in San Antonio, Texas. We are dedicated to helping AT&T employees retire more successfully. We believe that “retiree” planning is an area of specialty and requires specific attention to complex, interrelated issues. As the only firm in the area that specializes in helping AT&T employees at the point of retirement and beyond, we have developed a customized, proprietary approach to quickly provide answers on where you stand and what’s possible. So, if you are nearing retirement and feel like you are behind in your planning, nervous, worried or maybe even a little scared - we are ready to help you make sense of things, discuss options, test various scenarios and hopefully put your mind at ease and confirm you’re on the right track.


Unpacking years, sometimes decades of financial behaviors and maybe a fair amount of misinformation, myths, and misconceptions. Our job is to deconstruct complicated concepts – and help install the right investor behaviors.

Our Goal

Our goal is simple: Do our best to help preserve and grow client assets to protect their present and enable their future.

What We Offer

We are laser focused on the delivery of our services to our clients and their experience engaging with our firm. That translates to a lot of planning, advice, frequent communication, leveraging technology and thinking about what matters most to clients.

"We believe in the power of communication. We are here to help, so get in touch if you ever want to chat about your retirement plans – big or small."

We are a different kind of financial services firm


As an independently owned and operated business, our allegiance is solely to you. We are not owned by or affiliated with any other entity, so our advice and creativity is unconstrained.


It is our passion to work together with you to solve your financial problems. We are trusted advisers and educators and do not sell any proprietary financial products. We are an organizer; a facilitator of technology and a sounding board for the tough life/retirement decisions our clients need to make.


We live and breathe retirement income planning, so educating you on the best
way to manage this stage of life is of the utmost importance. We help people make important decisions in the face of irreducible uncertainty.


Our priority is to be available when you need us. In person, over the phone, and digitally, to provide you with timely advice and respond promptly to your needs.


Now more than ever people are tired of financial advisors who are not 100% focused on their goals. KCM has a fiduciary responsibility to always place our client’s interests ahead of our own. Period.


We outsource many administrative activities to allow us to focus exclusively on your needs. We are always testing new technology to enhance our clients’ experience. Innovation is a key driver at Kraus Capital and that allows us to bring you the very best tools and technology available.


Our personalized advice is not limited to investing. We also provide personal financial planning to help you and your family make smart decisions with your money.


We manage your investment assets using time-tested, academic strategies. No Wall Street model here – no proprietary products and no pressure to sell certain investments. We have the freedom to choose investment options and specifically tailor the approach to what’s best suited for you.

"We view ourselves as more of a creative design firm – helping our clients solve their retirement problems by answering questions that can’t be looked up on the internet."
-Brian Kraus

The KCM Experience

The financial services industry is confusing and overwhelming. The world is a noisy, awesome, busy place. In the craziness of it all, you found us.  We appreciate it.

We are a small business with a big vision. We see a world of people with many paths to a simple shared goal of health, happiness, and a secure retirement. We believe in the power of empathy, academics, and technology to further that pursuit.

You are unlike anyone else. That’s why we utilize a comprehensive process to ensure we are understanding, prioritizing and acting on what’s most important to you. We believe our role as your trusted advisor is to help you have a successful retirement experience. We invest on a long-term basis using the evidence of how markets have rewarded wealth over time. We develop, create and manage broadly diversified portfolios and strive to keep our clients well informed and disciplined under all market conditions.