What should be my biggest concerns as I approach retirement?

We think about this often. Here’s what I’d focus on:

  1. Make sure you have a retirement income plan that adjusts for inflation.
  2. Build an investment strategy to support the income plan
  3. Social Security optimization/maximization plan. 
  4. Life insurance and survivor plan
  5. Long-term care plan. 
  6. Medical/Medicare supplement plan
  7. Estate plan
  8. Tax efficiency plan