Can some investments help manage retirement income risk better than others?
Retirement Income Planning Risks One element we outline for new clients is helping you understand the importance of aligning your investment choices with the various risks you will encounter in retirement. For example, rather than debating whether you love or hate annuities, or if owning stocks is too risky or you feel bonds are boring […]
What is the biggest financial worry?
Retirement is the number one financial worry. I want to cite Steven Chen, for an article he wrote called “Why Retirement is Broken and Needs to be Reinvented.” Most importantly to highlight a few take aways that coincide with the messaging that we are delivering to clients through our website and blog, the most important […]
Where To Begin?
I often get asked – “How do I begin planning my retirement?” Great question. With just a handful of details, we can get right to business. First, we want to understand how much of your retirement income we can count on – guaranteed to show up in your bank account regardless of the stock market […]
Rethink Retirement
It’s not about net worth, it’s about income. I wanted to take some time to address the thought process and the idea behind our website tagline, Rethink Retirement – especially for those outside the AT&T ecosystem. AT&T had a marketing tagline that ran between 2010 and 2014. That tagline was “Rethink Possible.” It’s a great […]
The 5 Phases of Pre-Retirement
Retirement is one of the most important life events you will experience, and getting it right takes wise planning. With a sound intellectual framework and some assistance from a qualified professional, you can ensure that you are ready to retire when the day comes. Your preparation can be broken down into five phases, with each […]
Stop Procrastinating: 5 Financial Resolutions You Can Start Right Now
New Year’s Financial Resolutions Did you achieve your financial goals in 2018? If not, keep reading. To achieve financial fitness this year, set strong financial resolutions that will help you get your money situation on track. While making your list of resolutions is pretty simple, sticking to your plan and achieving your goals is easier […]
5 Mistakes on Your Way to Retirement
Retirement is specific to each person’s situation, but it’s common to see retirees making the same mistakes. Here are five of them: 1. Confusing retirement eligibility with retirement ability The numbers matter. Many times, when people have reached a certain age or met a years-of-service requirement, they are not really in a position to afford full retirement. The most important […]
3 Reasons Why Robots Won’t Replace Financial Advisors
Can computer algorithms replace human financial advisors? Robo-advisors have been heralded as the “future of investing” by their fans, but can computer algorithms really replace human financial advisors? Robo-advisors are less expensive than traditional advisors—but their low, up-front price comes with a loss in quality. Robo-advisors lack an irreplaceable human element, which prevents them from […]
Don’t Miss These 7 End-of-Year Financial Planning Tips
Financial Planning Tips The end of the year is quickly closing in, and there is no better time than now to take inventory of your financial situation. Evaluating, budgeting, and planning your finances is not a static activity, but rather endeavors that need attention on a regular basis in order to be successful. With a […]
Top 5 Apps to Save You Money
The smartphone has become the one-stop-shop when it comes to consumer demands. It feels like there is an app for almost everything. With the influx of unique and intuitive apps, there is no better time in history to take advantage of finance-related technology. We’ve rounded up our favorite apps to help calculate budgets, curb overspending […]
